The Center for Payments™ is a joint program sponsored by ten payments associations for the purpose of helping members and staff better prepare for the continued evolution in U.S. payment systems. The mission of the Center for Payments is to advance the payments industry as a united voice through market intelligence and thought leadership. This program further enhances the value of membership in the participating associations. Current participants in the program include: ePayResources, EPCOR, Macha, NEACH, PaymentsFirst, SHAZAM, Southern Financial Exchange, The Clearing House Payments Authority, UMACHA, and WesPay.  These associations represent over 10,000 financial institution members, businesses and stakeholders with an interest in U.S. payment systems.

 Market Intelligence

Payments industry insight is critical to all financial institutions, regardless of size or capability. The ten payments associations that sponsor the Center for Payments together have nationwide reach and the ability to gather insights about our members’ evolving payments needs in order to provide them with access to the actionable data needed to improve and grow their payments capabilities.

Digitization of financial services is increasing markedly, and the COVID-19 pandemic has been fueling a pre-existing trend. Traditional banking services — like account opening — once administered in person, are now being conducted online in order to safely serve customers and members. Financial institutions looking to implement new digital services during the pandemic have faced a number of challenges.

To support financial institutions offering online account opening, the Center for Payments™ launched its second nationwide market study, Digitizing Payments: The Online Account Opening Experience. The study examines current financial institution practices and procedures to safely manage online account openings, as well as to detect, evaluate, and mitigate associated risks throughout the online account opening process. The results provide financial institutions with insights into different strategies and actions similar organizations undertake for online account opening.

The complete findings of this study are available exclusively to members of the ten Payments Associations that participate in the Center for Payments, and questions should be directed to your Payments Association.

 Strategic Relationships

The ten associations sponsoring the Center for Payments have over 40 years’ experience supporting the evolution of the U.S. payment systems by providing guidance to the industry, and by partnering with rule makers, regulators and other industry partners. All ten associations are individual members or supporters of Nacha, ECCHO and the Faster Payments Council and participate in the rule making processes of those organizations. The associations are also actively engaged in other industry development activities led by The Clearing House, Federal Reserve Financial Services, regulators and other industry partners.

Payments Associations

Support & Expertise in All Payments Networks

Payments associations share a common goal of improving U.S. payment systems quality through industry representation, education and support. Payments associations are staffed with accredited payment systems experts including Accredited ACH Professionals (AAPs), Accredited Payments Risk Professionals (APRPs), National Check Professionals (NCPs) and fraud and risk professionals dedicated to providing training and guidance for faster payments, rules, regulations and U.S. law related to the ACH, check, card, image, wire and emerging payment systems.

Access certified AAP, APRP, and NCP training programs through the Payments Associations.

Payments Associations are the most trusted source of payments information according to the Center for Payments Readiness for Faster Payments in the U.S. Study.

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